http://www.jordanretro11concord.com/ rever you are in the ea This sentence seems to have some errors or unclear parts. Based on the given Chinese structure, a possible corrected and translated version could be: "Rever you are in the EA" might be mistranslated or jumbled. A proper translation should depend on the accurate original Chinese text. Here's an attempt at correction: "Never say die. You are in the East." Please provide more context or check the original text for a more precise translation. The URL provided will remain the same in English.

by lide8742 on 2012-02-11 08:06:54

Regardless of where you are on Earth, whether it's New York City, air jordan 11 concord, New York or Mumbai, India, just before technologies made things simple and before the explosive use of online services, personal budgets—if they were done at all—were largely accomplished using computer spreadsheets, with the most popular option being doing personal finance in apps that have now made many things easier, more accessible, and more convenient via the internet, including managing budgets online. It’s time to reconsider whether personal finance in Excel has had its day, including all variations of family budget worksheets, financial planning spreadsheets, or any other offerings for managing money in Excel.

The Benefits of Managing Personal Finance in Excel

The most obvious benefit is that calculations are done by an equation processor, so the mechanics of accumulating and generating calculations can be automated and easily repeated, pasted, and copied. This much is obvious, and many elaborate versions of family budget worksheets in Excel can be achieved by anyone who can write a basic formula. So ease of creation is a significant advantage, even though the cost in terms of time to create the formulas and format the financial spreadsheet as you build it has increased.

Another benefit to managing a budget worksheet in Excel is that it could be free, definitely free if you invest the heavy hours to do it yourself. Since creating family budgets isn’t exactly an enjoyable day out in the first place, however, many consumers look for free family budget worksheets or spreadsheets. These products are invariably made by someone else online and sold or given away for free—fully formatted and formulaic.

The Problem with Managing Personal Finance in Excel

The problem with personal finance in Excel, though, is precisely that—personal finance in Excel! It sits on the personal computer or laptop and isn't much use on a smartphone—no one really wants to sit squinting at a finance worksheet or spreadsheet on a phone. Also, the time it takes to personalize these basic financial worksheets in Excel can be wasted with one little slip, an accidental delete, formula mismatch, and everything clogs up and numbers and columns don’t match up. It’s very hard to recover a corrupted formula unless you're professionally trained in Excel.

Also, personal finance in Excel is limited to basic calculations and can’t truly be integrated into a wider range of financial budget decisions. Every personal finance worksheet created in Excel is for single-purpose, not multipurpose use. One obvious risk is localized loss of the PC, laptop, or attack from virus or malware—spyware and identity theft from an unsecure program.

One pretty real danger in downloading free financial Excel spreadsheets is that these are so often distributed in promotions as ways to harvest personal details, or include hidden shipping expenses, or suck you into buying something much more expensive later. You can never be sure if you've bought or loaded illegal pirate copies or OEM software packages. These localized personal finance spreadsheets might even contain malware, spyware, or tracking cookies to steal your data—you just can’t tell.

The Explosive Benefits of Personal Finance Online

Managing money online offers all the benefits of finance in Excel without any of the drawbacks. In fact, the only issue with using it is not really an issue at all. It costs more than free—but comes with dedicated service, it never crashes, Nike Shox Deliver, you can’t lose it, someone else maintains the connections, and there’s a bunch of extra features...