Many people, when learning about financial management, focus primarily on how to master the skills of investment: how to make the money they have generate more wealth, how to select suitable stocks in the stock market, how to use investment tools like funds, how to invest in real estate or businesses, how to minimize taxes as much as possible, and how to make the best arrangements for retirement or inheritance, etc. It's true that to manage finances effectively, one must understand the characteristics of various investment tools and then create an overall plan to implement them. But there is something even more important than these techniques, and that is having the right mindset towards financial management. If your attitude is wrong, even the best financial methods are often futile. Since ancient times, the allure of money has been hard for people to resist.