Question: How to repay a mortgage loan in advance? Answer: The prepayment of housing mortgage loans is not uniform among banks. Some banks have relatively strict restrictions, while others are more relaxed. Customers need to inquire clearly from the bank when applying for the loan. Step one: First, check the requirements for early repayment in the loan contract, and pay attention to whether a certain amount of penalty fee is required for early repayment. Step two: Consult the loan bank by phone about the application time for early repayment, the minimum repayment amount, and other necessary preparations. Step three: Apply for early repayment personally at the relevant department according to the bank's requirements, and finance it. Step four: Borrowers carry relevant documents to the loan bank and handle related procedures for early repayment. Step five: Submit the "Early Repayment Application Form" and deposit the advanced repayment amount at the counter. This article is from Xunro Network http://www.xunro.com, please indicate the source if you want to reprint!