White-collar worker with a monthly income of ten thousand yuan maliciously overdraws 200,000 yuan on credit cards

by xue94fwsh on 2012-02-26 13:53:41

The police had no choice but to take him back to the police station. "We could obviously feel that he was involved in something, because after he sat in the police car, he became more nervous, with the kind of 'once I enter the police station today, I won't be able to leave' tension."

Morning Post (reporter Yang Wei) With a monthly salary nearing ten thousand yuan and business trip allowances, he still misused others' ID cards to apply for dozens of credit cards.

Currently, Ge has been arrested by the procuratorate for maliciously overdrawn credit cards. From 2009 until now, he has used the credit cards under others' names to maliciously overdraw over 200,000 yuan. He also drove drunk with seven people in his car, resulting in a traffic accident where five people inside the car died.

"These ID cards were all picked up by me in internet cafes over the past two or three years. Since I picked up the first ID card in an internet cafe and successfully applied for a credit card, I started the malicious overdraft," said Ge. Although banks also require proof of income and other information, this was too easy for him who worked in software development. He could just use software to create his own income proof, and even make official seals online.

"I hate myself..." Ge said regretfully, "Now my future is gone, I deeply regret it." Ge said, "My child is only ten months old, just at the time when he needs his father to accompany him in growing up, I hate myself..."

During these three years, he defrauded and obtained dozens of credit cards.

"When I saw him, I just thought he looked suspicious. Generally, people going to the airport take taxis, drive their cars, or take airport shuttles, but he was walking towards the airport while carrying two bags," Zhang Tian said. It was these two bags that made him stand out. They clearly indicated that he was about to take a flight. "His computer bag was bulging. When I asked him what his name was, he hesitated."

On November 11th last year, when he was planning to return home from Shenyang, he was seen on the road to Taoxian Airport by Officer Zhang Tian from the Taixian Police Station of Dongling (Hunnan New District) Branch of Shenyang Public Security Bureau.

When questioned, the suspicious man refused to open his bags.

After checking, Ge's name and identity were confirmed to be real, but he still refused to open his bags, especially the computer bag.

At the police station, under the insistence of the police, Ge opened his computer bag. Inside, there was not only a laptop but also more than 40 various bank credit cards, over 10 ID cards, and a mobile phone SIM card.

None of the ID cards belonged to Ge, nor did the bank cards which involved more than ten banks. Ge admitted that although all the cards were in his possession, the cardholders were not him but the names on those over 10 ID cards. Previously, he had thrown away more than 20 credit cards after malicious overdrafts.

Most of the money he didn't spend but instead withdrew as cash and transferred into his own account.

Until being caught by the Shenyang police, even though he had attended university, he still didn't understand why he had to go to the detention center. He always believed that if he paid back all the money, he could go home and celebrate the New Year with his family.

Ge shed tears of regret as the police confiscated the involved credit cards from him.

This article’s pictures were taken by reporter Chen Si.