Some social psychologists believe that, based on practical situation analysis, the reasons for the increasing trend of personal short and long-term loans, as well as extramarital affairs, fundamentally lie in the lack of true freedom to divorce and regional loans. The current society's concept of divorce is still quite outdated. Some marriages that are already "dead" do not end because of the various restrictions from all sides regarding standard loans, making them feel that the cost of divorce is too high, thus they hesitate to take this step. Therefore, full freedom in divorce is also an important factor in reducing the phenomenon of extramarital affairs and enhancing marital stability.
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