I. Multiple Choice Questions:
1. The main elements included in the internal control of commercial banks are ( ).
A. Internal Control Environment
B. Risk Identification and Assessment
C. Internal Control Measures
D. Information Exchange and Feedback
E. Supervision, Evaluation, and Correction
Standard Answer: A, B, C, D, E
3. The essential skills that personnel in a centralized risk management department must possess include ( ).
A. Risk Monitoring and Analytical Skills
B. Quantitative Analysis Skills
C. Pricing Verification Skills
D. Model Creation Skills
E. System Development/Integration Skills
Standard Answer: A, B, C, D, E
3. A risk management information system should ( ).
A. Establish error tolerance procedures
B. Set up disaster recovery and emergency operation procedures
C. Back up and archive data information at any time, regularly monitor it, and form documented records
D. Set up a strict network security/encryption system to prevent unauthorized external access
E. Set identical usage permissions and identification marks for all system users
Standard Answer: A, B, C, D
4. The two basic principles that an efficient risk management department must adhere to are ( ).
A. The risk management department is an auxiliary institution of the finance department
B. The risk management department must have high independence
C. The risk management department does not have or only has very limited execution rights for risk management strategies
D. The risk management department is the sole executor of risk management strategies
E. The risk management department contains all core elements of commercial bank management
Standard Answer: B, C
5. The specific contents of commercial bank risk monitoring include ( ).
A. Developing risk measurement models
B. Monitoring various quantifiable key risk indicators
C. Consulting experts on potential risks
D. Reporting qualitative/quantitative assessment results of all risks in commercial banks
E. Adjusting high-risk credit limits
Standard Answer: B, D
*Article source: Yunnan Enrollment Examination Information Network http://www.ynexam.com/sydw/xyszl/11521.html