As for financial management, I am a kind of very unprofessional people. My accounts are in a mess and have never been sorted out. I didn't keep accounts for who borrowed my money. However, there is one good point: I will definitely remember clearly the money I borrowed from others. I believe many friends like me have encountered such problems. We want to sort out our accounts, plan our finances well, and make a good financial budget. There is a software here that you may really need!