I. Required Documents:
Longines Men's Watch
1. For married borrowers: ID cards, household registration books, and marriage certificates of both spouses;
For unmarried borrowers: ID card, household registration book, and proof of being unmarried;
For divorced borrowers: ID card, household registration book, divorce certificate, and property ownership certificate;
2. Income proof (business households can provide business license, tax registration certificate, code certificate, recent financial statements, and tax payment slips, etc.);
3. House ownership certificate, land certificate, deed certificate (housing reform approval form for housing reform houses, demolition distribution agreement for demolished houses);
II. Process:
Provide documents for evaluation, bank approval, loan approval, mortgage, disbursement
Private loans: Provide documents, on-site inspection of the house, notarization, mortgage registration, disbursement
III. Loan disbursement time, loan term, and interest:
1. Disbursement time: Generally around 10 working days (if you urgently need funds, Longines Couple Watches, [Lange Price] Recalling the lost memories, you can handle private loans through Fuhong Financing Company);
2. Loan amount and term: Up to 70% of the house appraisal value, half a year -- 15 years;
3. Interest: Bank loans refer to (interest rate table), private loans follow private interest rates;
IV. Conditions:
1. Borrower’s age: Borrower's age should be less than 65 years old, if over 65, third-party bank loans can be arranged;
2. No regional restrictions, no area restrictions;
V. Types of properties eligible for loans:
Residential, apartment, villa, office building, shop, factory, land use rights, etc., Longines Watches.
Note: The translation maintains the structure and content of the original Chinese text while adapting it into natural English phrasing.