It does not count, because there are many petals on a tree, but no two are the same. Small loans, housing loans, car loans. Only lonely similarities exist: small loans, housing loans, car loans. Perhaps, it asked the heavens, why among thousands or even tens of thousands of petals, there is none the same as me? Perhaps, with small loans, housing loans, car loans, it wondered if one day when this tree is gone, would it still be that bright and eye-catching petal? Perhaps, without any collateral, it doesn't know that when petals leave the stamen, and leaves leave the branches, they have already begun to decay.