New Policies for Applying for Affordable Housing in Zhengzhou: Strict Examination of "Family Net Assets"
On February 8, 2012, Dayu Network reported that new policies have been introduced for applying for affordable housing in Zhengzhou. The Real Estate Administration Bureau has announced a series of measures to ensure the fair distribution of affordable housing.
Key Points:
- The Real Estate Administration Bureau will be connected with the Vehicle Management Office and banks to review applicants' vehicles, deposits, stocks, etc., which constitute "family net assets."
- For those applying for economic适用housing (affordable housing), the per capita family assets should not exceed 100,000 yuan.
- For廉rental housing applications, the per capita family assets should not exceed 60,000 yuan.
The core of the announcement is to prevent situations where individuals can afford luxury items like BMWs but still qualify for affordable housing. The city aims to introduce price-capped commercial housing this year and emphasizes that public rental housing built by enterprises, schools, and hospitals can only be rented out and not sold.
Policy Details:
A. Application for Affordable Housing Requires Verification of "Family Net Assets"
- A new policy stipulates that families applying for affordable housing must undergo an examination of their net assets. This includes all non-residential assets such as savings, vehicles, and securities.
- The upper limit of family net assets is determined based on six times the annual income corresponding to the type of benefit they are eligible for.
- For廉rental housing, it's calculated as 340 * 2.5 * 12 * 6 = 60,000 yuan per person.
- For economic适用housing, it's capped at 100,000 yuan per person.
B. Price-Capped Commercial Housing for the Urban "Squeezed Middle Class"
- To address the living pressures of middle and low-income urban residents who cannot afford either commercial housing or qualify for廉rental housing, Zhengzhou plans to introduce price-capped commercial housing.
- These units will primarily be encouraged in areas further from the city center, such as industrial parks and counties where housing prices have risen rapidly.
- Specific details about how much lower these units will be compared to market prices and who will qualify first are expected to be released later this year.
C. Public Rental Housing Built by Enterprises, Schools, etc., Can Only Be Rented, Not Sold
- The government encourages large and medium-sized enterprises, hospitals, and schools to build public rental housing using their own land to solve employee housing difficulties.
- These units cannot be converted into property ownership certificates and cannot change their purpose; they can only be rented out.
Conclusion:
These new policies aim to ensure fairness in the allocation of affordable housing by introducing stricter verification processes. They also plan to expand the coverage of affordable housing to around 20% by the end of the "12th Five-Year Plan" period, marking Zhengzhou's commitment to improving housing conditions for its citizens.
Zhengzhou will strive to issue detailed examination methods by June to implement these new policies effectively. This ensures that high-net-worth individuals cannot exploit loopholes in the system while genuinely assisting those in need.