"Charging commissions by intermediaries is reasonable, but there should be a unified standard. I have asked many insurance companies and brokers about the price of my car, and the prices they quoted are all over the place. How much manipulation is going on here?" A car owner expressed that such unclear quotations make him feel uneasy. Major insurance companies also stated that the reason why the premium quotes from brokers are higher than those from the company's headquarters is because certain intermediary fees need to be charged to the insured, but insurance companies do not have the right to interfere with the quotations of the agency.
A manager engaged in auto insurance sales said: Currently, due to the overly complex channels for auto insurance, the regulatory difficulty is extremely high, so the chaotic situation of quotations cannot be completely avoided. Moreover, many 4S stores and large insurance intermediaries have operational norms and basically can achieve a unified price, making the car owners spend their money clearly. However, many small intermediaries and agents always take advantage of the confusion, and their quotations vary depending on the person."