A few years later, the landlord's village had developed into a town. There were more and more rich people, and they had no place to live. The strategist said to the landlord: Sir, the hired workers have some money in their hands these years. Let's build new houses for them and call it "urban renewal". They will give us the money in their hands, we will demolish the old houses and build new ones, and then let them buy back. We can also build more houses and sell them to others. The landlord implemented this plan. This time, some of the hired workers were not happy. The landlord's servants came in handy. The hired workers had to swallow their anger and the landlord made a lot of money again.
The second big scam: employment
After a few more years, the landlord's village had developed into a big city. There were even more rich people, and the landlord's land became even more valuable. The strategist said to the landlord: Sir, let's demolish the hired workers' houses and build villas here. We can make a fortune by selling the land and the newly built houses to those rich tycoons. The landlord asked: What if the hired workers don't agree? The strategist said: We'll give them more money and call it "monetary resettlement". Then we'll build houses beside our pigsty and call it "affordable housing", and repair a road for them to move there. The landlord asked: What if they don't have enough money? The strategist said: Let them borrow from our bank with an annual interest rate of 6%. In this way, our money can generate more money without any risk. The landlord implemented this plan again. The hired workers got the money, but the landlord's affordable housing was only partially built. The hired workers had to queue up for houses and are still waiting now...
The first big scam: real estate
Finally, I want to say that no one is stupid. It's just that we've been brainwashed since childhood. Being a little stupid is not a big deal, but when it comes to life-and-death issues, you should be more careful and calculate the economic interests! Don't end up losing all your savings when the property prices fall or the oil prices rise. You may have paid taxes for decades but still receive no welfare. Your loss will be much more than just the price difference of tens of thousands...
I once had a colleague who lived near the Second Ring Road, and his company was near Xizhimen. He could get to work in half an hour by subway every day. But he insisted on buying a second-hand Chery QQ car. He would start driving at 8 o'clock in the morning and get stuck in traffic, inching his way to the company. Hey, his monthly parking fee was not small. But he thought that driving a car made him look higher class. Whether he drove a Chery QQ or an Audi, I haven't seen anyone bowing to him. It only showed how foolish he was...
Buying a house means what? It means you own a house of your own. Yes, that's what you think, but in China, you actually do not truly own the house; you're merely renting it. Because although the house is yours, the land isn't. You only have the right to use the land for 70 years (if we go back 70 years from now, it was the Anti-Japanese War period, who has seen houses from that time?). Houses usually encounter demolition or renovation after about 30 years. That means you spend the money to buy a house, but you only get the actual effect of renting it. And the worst case is, after several decades, you realize you've been scammed! A group of thugs rush into the house you bought with all your savings, paint a big "demolition" character on it! They throw all your belongings out like garbage, ignoring your desperate pleas, and even pinning you as a "nail household" in newspapers, letting the public curse you. At that point, you will know what despair is!
Of course, some people might say: If you don't even buy a house, you definitely can't get married. I thought: I don't have one, but do you really have one? Some people say renting is not worth it because after paying rent, the house still belongs to others. Hey, do you think after paying off the mortgage for decades, the house will belong to you?
Once, I met a girl whose monthly income was only 4,000 yuan, and she was planning to take a loan to buy a car. So I asked her: Young lady, you don't run a business, you just go to work on time, and the subway is convenient. Why do you want to buy a car? She thought for a while and couldn't come up with any reason, so she said: Sometimes when I go to the supermarket to buy things, taking a taxi seems not cost-effective for such a short distance, and walking is too far. So I drive myself! I almost threw up hearing this. Do you feel nauseous driving to the supermarket to buy instant noodles? Equipping yourself with a mobile phone to pick trash is still picking trash! Buying a car proves nothing.
Tell you, the oil price will keep rising. It will definitely rise to the same level as the US dollar. Haha! With only 1/10th of an American's income, you have to pay the same price for gasoline as they do. Let's see if you still feel smug.
How much is a diploma worth? How much is a diploma worth? How much is a diploma worth? The printing cost is at most two yuan. How much does a teacher earn? Hey, the tuition fees of two students are enough for a semester! How much does it cost to print textbooks for a class? Two students are enough! How much does it cost to rent a classroom for a semester? Hey, two students are enough! Hey! Why does Chinese education charge so much money!?
The third big scam: education
In the past, there was a landlord who owned a lot of land and employed many hired workers. The landlord built a batch of dormitories for them to live in. One day, the landlord's strategist said to the landlord: Sir, the hired workers have some money in their hands these years. They live in your houses and pay rent every month, which is not profitable. Anyway, they will live there forever. You might as well sell the houses to them and call it "public housing sale"! Tell them the houses will belong to them forever, and you can recover the money they've saved over the years. The landlord asked: What about the rent? The strategist said: Keep collecting it and call it "property management fee"! The landlord quickly implemented this plan, made a lot of money, and the hired workers were very happy!
I just can't understand why Chinese people are so stupid? So superstitious about state-owned things? Wake up, can you think normally? Calculate whether it's worthwhile before doing something?
People are told not to buy cars, but countless people still go crazy and take loans to buy them, as if they want to make their future deaths even more miserable! Buy them, and then the interest rates increase, right? The oil prices skyrocket, right? The parking fees become more expensive, right? You regret it, right? The new car depreciates as soon as it hits the road and can't be sold, right?
Then, the hired workers started to cause trouble. The landlord was a bit panicked and asked the strategist what to do. The strategist said: Quickly notify the hired workers that the house prices are going to fall, don't buy them, rent instead. Rent our pigsty to them. As a result, after so many years, the hired workers lost all their money and are still renting houses, forever!
For example, I am now running my own business, very busy, and I need to visit 4-5 places and meet many clients every day. But I don't buy a car. Why? Taxis are readily available, and I can leave immediately after using them. I don't have to worry about finding a parking spot, getting scratched or bumped, or being stolen or kidnapped. Regardless of wind or rain, there are drivers. If I encounter a traffic jam, I can even get out and take the subway. It costs me only more than ten thousand RMB a year! To buy a car! The annual parking fee alone would cost more than ten thousand RMB! Isn't that stupid?
Are Chinese people crazy? Why buy cars? Why buy cars?? Of course, if you have so much money that you can't spend it all, you can buy whatever you want, whether it's a house or a car. No matter how the oil price rises, you won't run out of money, and you won't care if the house gets demolished. But what about most ordinary people?
When I graduated, I was ready to work hard and bring my money to the XX department. I looked at the person responsible for recruitment and felt sick. Moreover, looking at the salary, I realized that I would have to work for 10 years without eating or drinking just to break even. So I secretly threatened that guy, scaring the fat X director so much that he dared not recruit me anymore. Thus, I managed to: run away from home.
And today, all the nonsense scholars have started this old trick again to fool the common people: the new standard for white-collar workers, the new choice for successful people - small units in X Ring X Road, commercial-residential type in X Ring X Road. After collecting hundreds of thousands from you, they will still collect rent from you every month (new property management fee), bank interest, and various cleverly devised interest hikes, policies, etc., etc. In short, they will make sure you die a miserable death! Why do ordinary people willingly fall for scams over and over again? I am so angry that I'm sweating all over!
The fourth big scam: buying cars
Do you know who is teaching your children? In China, generally, those who cannot adapt to society end up becoming teachers. For example, recently, due to a project, I hired a few master's degree students from universities to write programs. Some of them were incredibly stupid. They wouldn't consider anything unless you were right there supervising them. If you gave them a file with an obvious typo, they wouldn't correct it. When you pointed it out, they would argue that it wasn't their fault, claiming that the file you gave them was already wrong. They didn't consider responsibility at all and didn't think about whether they were doing things for the sake of doing them or for the sake of doing them well. I patiently explained to them: You must learn to think for others and consider what results they want before doing things. Otherwise, you cannot survive in society. The response I got was: We don't want to enter society. Our exam scores are good, and the school wants us to stay as teachers. Besides, we didn't make any mistakes anyway. You arrange for us to do things, and we do them. If you don't arrange, we won't do them. Is that our dignity and principle. I said: If you were a gatekeeper and the boss didn't tell you to lock the warehouse when you went off duty, would you not lock it? Are you heartbroken? In the future, your children will be learning and growing under the guidance of people like this. Are you comfortable with that?
This joke may seem exaggerated, but isn't it the truth? Someone asked: If so, why do Chinese people still buy houses? Why do they go crazy buying houses? Why? Isn't it the result of愚民education? Just like in the 60s, people were encouraged to buy three major items: watches, sewing machines, bicycles, to be considered successful and eligible for marriage. In the 70s, people were encouraged to buy the new four major items: TVs, refrigerators, washing machines, and telephones to be considered successful and eligible for having children. Remember, installing a telephone used to cost thousands of yuan (when the average income in a small city was less than 200 yuan), and in Beijing and Shanghai, it could cost over ten thousand yuan, requiring queuing and networking, just like buying houses today...
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Hey! Commoners! Why do we fall for scams? Because the ruling class has told us since childhood that passing the imperial examination is glorious. Oh, sorry, I meant going to university is glorious. But ordinary people never think about why it's glorious... Why is it glorious... University graduates are still useless!
There is a famous joke describing China's real estate market:
Some people say hey! Don't you know about unemployment insurance, pension insurance, XX insurance? Ha ha, I've wandered around Beijing for N years, paying countless insurances, probably tens of thousands of yuan. But when I was unemployed, I ran around until my legs hurt, and no one gave me any insurance. On the contrary, many insurances were frozen, saying I paid intermittently. I was so angry... Not to mention, do you really think you can get a pension when you turn 60? Money doesn't fall from the sky! Today's elderly people's pensions come from our earnings! And today's 30-40-year-olds usually have several siblings! That means, today's elderly people can get pensions at 60 because five people support one elder! But when our generation grows old, one person will have to support two elders! Where will the money come from? Nowhere! If you can live to be 90, you might get some pension, hey, take care of yourself. However, even so, parents still crazily send their children to various state-owned enterprises and institutions. I often see examples like this. A distant relative of mine spent seven ten-thousand yuan through open recruitment to send his son into the traffic police team, working as a contract-based police officer. He earned 800 yuan a month. In the third year, he was eliminated in the competitive employment process. The whole family cried bitterly. I said it was good to be brushed aside. Working that job for life, you wouldn't earn back the seven ten-thousand yuan. Wash up and sleep early. Gather some more money next time and start a small business. Maybe you can make some profit.
No wonder college students nowadays cohabit, skip classes, fight, commit suicide...
But parents are still willing to spend their entire lives' savings to send their children to school.
When someone finally begins to lament: Back in the days when they were young volunteers, when someone was laid off and felt there was no way out, sitting silently in protest but no one cared, falling onto the street and being mocked with a song about how life is grand and you can start over, have you ever thought! They were once as glorious as today's white-collar workers! Their income and status once made the people around them envy them! Have you ever thought that in 20 years, you will end up just like them, destitute on the street, deserted by everyone?!
And those young white-collar workers, when looking for jobs, it's better to ask for higher salaries rather than medical insurance or other insurances, and then save the money yourself, which is the safest option. Use it in the future.
Some people still say: Alas, there's no way, shouldn't we live somewhere, not buy cars, public transportation is so crowded. I say it's all the vanity instilled by愚民education. Look at me, I rent a place for only more than a thousand yuan a month, which is equivalent to some people's property management fees. If I were to get married, I could afford to rent a place for 3-4 thousand yuan, fully furnished. And I can live wherever it's convenient. If I don't want to move, I can rent long-term. It's the same as paying property management fees. And I save a bunch of money for repaying bank loans, interest, down payments, etc. Take taxis when necessary, subways otherwise, costing at most ten thousand yuan a year. I also save garage fees, parking fees, fines, etc. Even if the oil price rises to ten yuan, I'm still happy, and it doesn't affect my work. I dropped out of university and learned on my own while studying the market and running errands, and I can still become a manager in a foreign-funded enterprise or a listed company, saving tens of thousands of yuan in tuition fees.
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