I used to have credit cards from several banks, but I canceled them one by one.
Now I've been using the one from Bank of Communications because its 50,000 yuan credit limit is relatively high compared to other cards, and it's also more convenient to repay as I can directly transfer money from my debit card. But sometimes this convenience also causes trouble.
Let me start with last month. The bill amount last month was 1441.9 yuan, but there was a refund of 253 yuan that was directly returned to my credit card. I thought that as long as the balance in my debit card was greater than or equal to 1441.9 - ...