Fare is paid later, and discounts are automatically applied. PiTaPa is the abbreviation of "Postpay IC for 'Touch and Pay' (a postpay IC for 'touch and pay')." Postpay means "pay later." To use a PiTaPa card, users need to apply by filling out their name, address, and bank account information at the station window or other locations. After several weeks, the PiTaPa card will be received via mail. The railway fare is deducted monthly from the user's pre-registered bank account. It feels similar to a credit card.