Classification and Risk Analysis of Personal Credit Products 5.3.3 Main Business Operational Risk Control Portfolio Limit Management 5.3.2 Operational Risk Mitigation Personal Credit Business 7.1.1 Content and Role of Reputation Risk Management 1.1.1 Risk, Return and Loss Expected Loss Rate Futures Absolute Return 1.2 Main Categories of Commercial Bank Risks Yield Curve Development of Liquidity Emergency Plan Formulation 6.2 Liquidity Risk Assessment Customer Credit Rating Development Personnel Factors Information Disclosure Requirements Taking Appropriate Reputation Risk Management Methods 8.1.2 Bank Supervision Methods 5.3 Operational Risk Control 4.1.2 Main Transaction Products and Their Risk Characteristics Portfolio Limit Management 6.3.3 Scenario Analysis Domestic Currency Liquidity Risk Management 7.1.2 Basic Practices of Reputation Risk Management Economic Capital Allocation 3.5.4 Economic Capital Management 4.4.1 Market Risk Regulatory Capital Measurement 3.3.1 Risk Monitoring Objectives 1.5.1 Measurement of Returns Chapter 1 Risk Management Foundation 4.1.3 Asset Classification Stock Price Risk 3.5.2 Internal Ratings Method 8.1.3 Bank Supervision Rules Forward 2.1.3 Commercial Bank Risk Culture Risk Warning Procedures and Main Methods Chapter 8 Bank Supervision and Market Constraints 5.4.1 Risk Monitoring Post-event Inspection Default Probability Model Agency Business 3.5.3 Validation of Internal Rating System 2.1.1 Corporate Governance of Commercial Banks Swap 4.2.2 Market Risk Measurement Methods Macroeconomic Factors 5.2.1 Operational Risk Assessment Elements and Principles Establishing Clear Reputation Risk Management Processes 3.4.3 Key Business Process/Link Control Contents of External Audit Taking Appropriate Strategic Risk Management Methods Legal/Compliance Department Contents and Types of Market Risk Reports 1.3 Main Strategies of Commercial Bank Risk Management 2.2.1 Board of Directors and Highest Risk Management Committee Loan Risk Migration Rate Chapter 4 Market Risk Management Market Constraint Mechanisms and the Roles of Participants 5.4.2 Risk Reporting Information Systems Loan Pricing Duration Analysis Duration 3.4.2 Credit Risk Mitigation Relationship Between External Audit and Supervisory Inspection Clarifying Responsibilities of the Board of Directors and Senior Management Normal Distribution 4.3.2 Market Risk Monitoring and Reporting Fund Trading Business Percentage Yield Single (Group) Customer Credit Concentration Corporate Governance Exchange Rate Risk Duration Analysis Method Stress Testing for Credit Risk Portfolios Compliance Culture Exposure 1.4.1 Concept and Role of Capital Concepts, Indicators, and Focus Points of Risk Supervision 6.1.3 Balance Sheet Distribution Structure 2.1 Commercial Bank Risk Management Environment 1.3.5 Risk Compensation 8.1 Bank Supervision in the First Half of 2010 for the Chinese Banking Industry Qualification Certification Examination: 2.3.2 Risk Measurement/Assessment Capital Supervision Industry Risk Warning Scenario Analysis 3.4.1 Limit Management 2.2 Commercial Bank Risk Management Organization 8.2.1 Market Constraints and Information Disclosure Interest Rate Risk Qualified Net Settlement 3.4 Credit Risk Control Risk Rating Basic Information Analysis of Individual Customers Best Practices in Bank Supervision 6.1 Liquidity Risk Identification 6.3.4 Liquidity Risk Management Methods 1.3.4 Risk Avoidance 2.4 Commercial Bank Risk Management Information System 1.3.1 Risk Diversification External Supervisory Authorities Goals, Principles, and Standards of Bank Supervision 1.2.4 Liquidity Risk 4.4.2 Risk-Adjusted Performance Assessment 5.1.1 Operational Risk Classification 4.4 Market Risk Regulatory Capital Measurement and Performance Assessment Qualified Guarantees and Credit Derivatives Default Risk Exposure 5.1 Operational Risk Identification 3.1.1 Single Legal Entity Customer Credit Risk Identification Spot 6.1.1 Balance Sheet Term Structure Chapter 6 Liquidity Risk Management "Counseling Textbook for the Qualification Certification Examination of the Chinese Banking Industry - Personal Finance" (2009 Edition) 3.2 Credit Risk Measurement 6.3.1 Liquidity Risk Warning 1.2.6 Reputation Risk Outsourcing Establishing Clear Strategic Risk Management Processes 3.3 Credit Risk Monitoring and Reporting 8.2.2 External Audit Loan Loss Provision Adequacy Ratio 8.2 Market Constraints Default Correlation 1.3.3 Risk Transfer 1.5.3 Principle of Investment Portfolio Diversification Key Risk Indicator Method Internal Control 1.2.7 Legal Risk 7.1.3 Reputation Crisis Management Planning Basic Concepts of Customer Credit Rating 6.2.2 Cash Flow Analysis Method Legal Person Credit Business 2.2.2 Board of Supervisors 2.3.3 Risk Monitoring/Reporting 4.3.3 Market Risk Control Duties and Paths of Risk Reporting 2.3 Commercial Bank Risk Management Process 6.2.1 Liquidity Ratio/Indicator Method Pool of Credit Risk Mitigation Tools Characteristics of Group Legal Entity Customer Credit Risk 3.5 Credit Risk Capital Measurement Supervisory Inspection Nominal Value, Market Value, Fair Value, Mark-to-Market Revaluation External Events Credit Risk Portfolio Measurement Models Gap Analysis Clarifying Responsibilities of the Board of Directors and Senior Management 1.4.3 Economic Capital and Its Applications 2.1.4 Commercial Bank Management Strategy Stress Test 3.2.3 Measurement of Credit Risk Portfolios Financial Condition Analysis of Single Legal Entity Customers 5.2 Operational Risk Assessment Self-Assessment Method 3.2.4 Sovereign Rating of National Risk Single Customer Credit Limit Management 3.5.1 Standard Method Financial Control Department 5.5.3 Advanced Measurement Method Foreign Exchange Exposure Analysis Limit Management Commodity Price Risk Self-Assessment Method 4.2 Market Risk Measurement 6.1.2 Balance Sheet Currency Structure "Counseling Textbook for the Qualification Certification Examination of the Chinese Banking Industry (Trial Version) - Personal Loans" (2009 Edition) 3.1.2 Group Legal Entity Customer Credit Risk Identification 2.1.2 Commercial Bank Internal Control 2.2.3 Senior Management 7.2.1 Role of Strategic Risk Management 3.2.1 Customer Credit Rating Transaction Account and Bank Account Chapter 2 Basic Framework of Commercial Bank Risk Management Credit Authorization Management Option 4.1 Market Risk Identification Causal Analysis Model 7.2.2 Basic Practices of Strategic Risk Management Expected Return Counter Service Business Commercial Insurance Examination Outline for the Risk Management Subject of the Qualification Certification Examination of the Chinese Banking Industry (2010 Edition) Source: Guangdong Examination Bookstore Non-Performing Loan Provision Coverage Ratio Regulatory Standards and Accounting Standards for Asset Classification Current Status of Asset Classification of Chinese Commercial Banks 1.2.2 Market Risk Regional Risk Warning 6.2.3 Other Liquidity Assessment Methods Regional Risk Chapter 5 Operational Risk Management 3.3.4 Risk Report 6.3 Liquidity Risk Monitoring and Control 5.1.2 Operational Risk Identification Method Market Access 1.2.5 Country Risk Portfolio Risk Monitoring 1.2.1 Credit Risk 2.3.4 Risk Control/Mitigation 1.3.2 Risk Hedging 2.2.4 Risk Management Department Gap Analysis Method Value at Risk 5.5.1 Standard Method Overall Situation Analysis of Group Legal Entity Customers Non-Financial Factor Analysis of Single Legal Entity Customers 5.4 Operational Risk Monitoring and Reporting Group Customer Credit Limit Management 1.4.2 Regulatory Capital and Capital Adequacy Requirements 3.3.3 Risk Warning 3.1.4 Loan Portfolio Credit Risk Identification 1.2.8 Strategic Risk Non-Performing Assets/Loan Ratio 3.2.2 Debt Item Rating Credit Derivative Products Relationship Between External Audit and Information Disclosure 7.2 Strategic Risk Management 2.2.5 Other Risk Control Departments/Institutions Market Risk Report Pathways and Frequencies Chapter 7 Reputation Risk Management and Strategic Risk Management 4.1.1 Market Risk Characteristics and Classification Sensitivity Analysis Chapter 3 Credit Risk Management 8.1.1 Content of Bank Supervision 6.3.2 Stress Test 5.5 Operational Risk Capital Measurement 1.2.3 Operational Risk Variance and Standard Deviation System Defects 2.3.1 Risk Identification/Analysis 7.1 Reputation Risk Management 1.5.2 Common Knowledge of Probability Statistics 4.2.1 Basic Concepts 5.3.1 Operational Risk Control Environment 3.1 Credit Risk Identification Risk Hedging 5.5.2 Alternative Standard Method Customer Risk Warning Credit Approval 3.3.2 Main Indicators of Risk Monitoring "Counseling Textbook for the Qualification Certification Examination of the Chinese Banking Industry (Trial Version) - Corporate Credit" (2009 Edition) Foreign Currency Liquidity Risk Management Country and Regional Limit Management Main Contents of Risk Reports 1.5 Mathematical Foundations of Risk Management 1.1.3 Development of Commercial Bank Risk Management "Counseling Textbook for the Qualification Certification Examination of the Chinese Banking Industry - Public Foundation" (2010 Edition) 4.3.1 Organizational Framework of Market Risk Management Default Loss Rate 5.2.2 Operational Risk Assessment Methods 1.1.2 Risk Management and Commercial Bank Operations 1.1 Risk and Risk Management Basic Information Analysis of Single Legal Entity Customers 1.4 Commercial Bank Risk and Capital Qualified Collateral 3.4.4 Asset Securitization and Credit Derivatives Industry Risk Bank Supervision Regulations System Internal Process Internal Audit Department Single Customer Risk Monitoring Loan Transfer 3.1.3 Personal Customer Credit Risk Identification 4.3 Market Risk Monitoring and Control Asset Securitization