Li Yu, who started investing in the early 1990s, has more knowledge of financial management tools than the average person, but he did not apply it to his own asset planning. "I haven't deliberately saved money or sought investments; I think investing in oneself is the most important!" he said. Li Yu's investment in himself includes further education and networking. He once spent seven years at one of the most senior leisure clubs in Shanghai, rising to become the marketing director. He organized dozens of large-scale leisure sports events and entertained world-famous athletes such as Andre Agassi and Michael Chang.