For self-employed consumers, what can reassure them under the困境 of difficult fund raising is that entrepreneurs can apply for small loan business to solve the problem of difficult fund raising. At present, college students face financing difficulties in starting their own businesses. Due to the relatively weak interpersonal relationships and funding capabilities, even if they have excellent business plans, they cannot start a business without capital. There are currently two main ways for college students to obtain entrepreneurial loans: one is the special entrepreneurship fund for college students from financial special funds; the other is start-up loans. Both methods belong to government financial support. However, due to various restrictions, very few college students can actually obtain these two types of government financial supports. Apart from the limited government support mentioned above, currently most state-owned banks and commercial banks have not established special businesses for college student self-employment loans. Similarly, there is also a lack of guarantee institutions providing financing for college students' entrepreneurship. For this reason, the government and all sectors of society are constantly making efforts to create conditions for college students' entrepreneurship, but due to various conditions, the beneficiaries also have certain limitations. In summary, the above unfavorable factors lead to the difficulties in financing college students' entrepreneurship. To solve the problem of financing difficulties in college students' entrepreneurship, Shao Jianli introduced that relevant departments in our country are actively introducing small loans into college students' entrepreneurship. Some institutions have provided "tailor-made" financing channels specifically for college students' entrepreneurial financing, which means mortgage loans with corporate equity as collateral. In addition to launching this new model of financing for technology enterprises without fixed asset guarantees, college students who start businesses in some universities may also enjoy very preferential interest rate policies. This article is from Xunrong Network http://www.xunro.com, please indicate the source if you want to reprint it, Microfinance!