For consumers who choose to be their own boss, what can relieve their concerns under the dilemma of hard-to-get funds is that entrepreneurs can apply for micro-credit business to solve the problem. Currently college students face financing difficulties in starting businesses. Due to very weak interpersonal relationship and funding abilities, even if they have excellent business plans, without capital they cannot start a business. College students currently have two main ways to obtain start-up loans: one is the fiscal special funds for college student entrepreneurship; the other is opening a business loan. Both approaches fall under government financial support. However, due to various restrictions, only a very limited number of students can actually obtain these two forms of government financial support. Apart from the above limited government support, currently most state-owned banks and commercial banks do not offer specialized services targeting college students' self-employment loans. Similarly, there are also few guarantee agencies providing financing for college students' startups. For this reason, governments and all sectors of society are making continuous efforts to create conditions for college students' entrepreneurship, but due to various conditions, the beneficiaries also have certain limitations. All the above unfavorable factors lead to college students' entrepreneurial financing problems. To resolve the difficulty in financing college students' entrepreneurship, Shao Jianli introduced that relevant departments in our country are actively introducing micro-loans into college students' entrepreneurship. Some institutions provide "tailor-made" financing channels specially for college students' entrepreneurial financing, namely mortgage loans guaranteed by corporate equity. Besides launching this new financing model targeting technology enterprises without fixed assets guarantees, college students starting businesses in some universities may hopefully enjoy very preferential lending rate policies. This article comes from xunro.com, please indicate the source for reprint!