For self-employed consumers, what can set their minds at ease under the困境 of difficult capital seeking is that entrepreneurs can apply for small loan business to solve the problem of scarce capital. At present, college students who start businesses are facing the dilemma of financing. Due to weak interpersonal relationships and funding capabilities, even if they have excellent business plans, without capital, they cannot start a business. There are mainly two ways for college students to obtain entrepreneurial loans: one is the special college student entrepreneurship fund from financial special funds; the other is start-up loans. Both of these methods fall under government financial support. However, due to various restrictions, only a very limited number of college students can truly obtain this kind of government financial support.
Apart from the above limited government support, currently, most state-owned banks and commercial banks do not offer specialized loan services targeting college students' independent entrepreneurship. Similarly, there is also a lack of guarantee institutions providing financing for college students' entrepreneurship. Therefore, the government and all sectors of society are constantly making efforts to create conditions for college students' entrepreneurship. But due to various factors, the beneficiaries also have certain limitations.
In summary, the above unfavorable factors lead to difficulties in financing for college students' entrepreneurship. To solve the problem of financing difficulties for college students' entrepreneurship, Shao Jianli introduced that relevant departments in our country are actively introducing small loans into college students' entrepreneurship. For example, some institutions provide "tailor-made" financing channels specifically for college students' entrepreneurship financing, which means mortgage loans with corporate equity as collateral. In addition to launching this new financing model targeting technology enterprises without fixed asset guarantees, college students who start businesses in some universities may also enjoy very preferential lending interest rate policies. This article originates from Xunrong Network http://www.xunro.com, please indicate the source if you reprint it!