But the probability of this is very small, because in the mainstream credit card consumption areas in Europe and America with a sound credit mechanism, chargebacks on credit card transactions not only require the cardholder to go to the issuing bank to process, but also require showing relevant evidence.
From the overall marketing perspective of credit card service products, the formal service product is manifested as the tangible rights certificate for cardholders to obtain credit card services, namely the credit card; while the delinquent overdraft collection business belongs to the core service product.
Tip: If a cardholder has a large amount of overdraft demand in a short period of time, they just need to call the bank in advance to request an increase in credit limit to avoid over-limit swiping.
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