Top Ways To Save on Car Insurance:
1. Shop Around for Quotes: Different insurers offer varying rates, so obtaining multiple quotes can help you find the best deal.
2. Increase Your Deductible: A higher deductible often means lower premium payments, though you'll pay more out-of-pocket in the event of a claim.
3. Bundle Policies: Many insurers provide discounts if you bundle your car insurance with other policies, such as home or renters insurance.
4. Maintain a Good Credit Score: Insurers frequently use credit scores to determine rates; a good score may qualify you for lower premiums.
5. Take a Defensive Driving Course: Completing a defensive driving course can lead to discounts on your car insurance.
6. Limit Mileage: Driving fewer miles annually might result in lower rates, as it reduces potential exposure to accidents.
7. Choose Coverage Carefully: Evaluate your needs and avoid paying for unnecessary coverage, such as comprehensive insurance on an older vehicle.
Ways to save money on car insurance written by an insurance industry insider. Don't expect a "direct" insurance company to share these secrets with you!