The Jian Cu Yan character in Sword World has various ways of adding points, each with its own merits. Perhaps you have your way of playing, and he has his way of playing, and no one has stipulated that it can only be done this way or that way. It all depends on personal preference. However, there are some common ways of adding points. From these methods, you can gain insight into the point distribution method that best suits your personality.
Below is a reference to a player's personal account regarding their perspective below level 70: