I have been paying the mortgage for two years, but now I am in urgent need of money. Can I get a loan? Whether a mortgaged house can be loaned again depends on how much remaining value your house has. Financing. Because a house mortgage can only loan about 70% of the house appraisal price. If your house mortgage is 70% of the market price, and you have just paid it for two years, then you still owe a lot. Even if you find a guarantee company or a loan company to help you repay the loan, and then pledge the loan again to pay back the垫the capital company's money, you won't have much left, and the垫capital will also charge you interest or handling fees. If the difference between the outstanding balance on your house and the market price is large, then you can do a second mortgage. Find a loan company or loan intermediary to help you with the process. This article is from Xunrong Network http://www.xunro.com, please indicate the source if you want to reprint it!