The above five points are mandatory lessons before buying a house. If you want to buy a satisfactory house, you must not neglect the preparations made before buying a house, such as basketball stand projects. The more adequate the preparation is, the better house you can find.
Thirdly, three things to note when purchasing a house on loan:
First, pay attention to real estate information and beware of related traps.
1. Try to avoid buying commercial housing around "land kings" because the value of land kings is often hyped up and does not necessarily represent the best or most potential for appreciation in that area.
Consider three aspects: first, the ability to bear the down payment; second, the stability of loan policies; third, reserve at least three years of loan repayment funds. These three preparations are very important.
Fourthly, be cautious in selecting houses and choose value-retaining houses.
3. Avoid houses with unclear or incomplete ownership.
Second, reasonable positioning, considering financial issues.
Before buying a house, you must plan your own funds well, look at the payment calculation, whether it's full payment, commercial loan, provident fund loan, or combination loan. In short, it is necessary to reasonably position the size of the house you intend to buy, do not impulsively buy a house, which leads to inability to repay the final installment.
With the continuous decline in housing prices, many home buyers are already rubbing their fists and palms, starting to prepare for home purchases. However, since buying a house is a major event in life, it is essential to make preparations and learn well. At the same time, facing this issue, real estate experts offer advice and tell you the necessary preparations before buying a house.
Fifthly, consider budgeting for decoration, and ensure detailed inspection and quality review for fully decorated houses.
Before buying a house, one must thoroughly understand relevant real estate policies, including purchase restrictions, loan restrictions, tax policies, and price reduction ranges. These policies are crucial in determining whether you can buy a house and what kind of house you can buy. "A friend planned to buy a house, hearing that there would be loan discounts after the first quarter, so he decided to temporarily observe and not buy a house."
2. Be cautious about school district houses. Currently, many consumers focus on education when buying a house, specifically school district facilities. It is essential to conduct thorough research in this aspect and not blindly believe the attractive expressions in advertisements. Instead, one should verify the facts with the education authorities.
4. Pay attention to investment-oriented business apartments. Many so-called property hotels or small apartment units sold through leasing may have unclear responsible parties after delivery. There are significant gray areas in the current laws and regulations regarding this field, and many rights of customers are not guaranteed after purchase.
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