In China, if one wants to carry out the market economy well, the innate conditions are very bad. Basically, it is like improving a saline-alkali land: power dominates everything, when you plant trees they pick the fruits, and when pigs are fattened they will be taken away with all sorts of excuses. Small and medium-sized enterprises (SMEs) can only develop slowly in malnutrition. Before the reform of the market economy, farmers could not survive on the land and had no choice but to become migrant workers. Some were also gradually misled in the essence of business in street commerce. Enterprises became welfare nursing homes and were forced onto the road of reform. A large number of citizens and farmers started from husband-and-wife stores, which supported most of the employment and economic growth in China. Therefore, in order to support the development of micro-enterprises, it is necessary to first eliminate the plunder of power over enterprises. This historical lesson runs deep. Without a good living environment, it is still very difficult for SMEs to survive. The biggest difficulty facing SMEs at present is the difficulty of financing and the difficulty of obtaining loans through formal channels. Even if some enterprises have operated at a certain scale, paid a lot of taxes, and supported many workers, once they encounter financial problems, the situation of being unable to borrow money will still occur. One entrepreneur said angrily, "We pay so much money, solve a lot of employment problems, and we only need some loans, but there is no way." Some enterprises have no choice but to take the risk of borrowing high-interest loans, with even worse results. Many people say that it is normal for enterprises to be born and die, but the problem is that it is abnormal when a large number of enterprises go bankrupt.