To this end, the central government proposed to support qualified commercial banks in issuing financial bonds exclusively used for loans to small and micro enterprises; accelerate the development of small financial institutions, appropriately relax conditions for private capital, foreign investment and international organizations' funds to participate in the establishment of small financial institutions, relax the shareholding ratio limit of a single investor in microcredit companies, and microcredit companies that meet the conditions can be reformed into town and village banks. The question is whether these good measures can be implemented. The 36 Measures to Promote Private Investment and the New 36 Measures all sound good, but in reality, there are glass doors everywhere. Unspoken rules are more powerful than rule of law. If this does not change, it will be very normal for the market economy to repeatedly malfunction. Previously, we suggested to liberalize private finance and let private capital have channels to make investments instead of always engaging in speculation, today to stir up real estate speculation, tomorrow to stir up price speculation, causing macro-control to be everywhere putting out fires. The monopoly in the financial system must introduce a competitive mechanism, otherwise, the overall efficiency of the national economy will be much lower. Although our country has a high economic growth rate, without these inefficiencies as obstacles, we could do better. Without the modernity of the economy, wanting to transform is undoubtedly a dream of fools. Supporting micro and small enterprises is precisely the key to cultivating entrepreneurs and employees with modern consciousness. We hope that China can avoid the bubble path taken by the US and Japan, and avoid the覆辙of the real industry being defeated by the financial industry. Only by supporting the real industry and millions of small enterprises can we avoid the failure and decline of transformation, and then we can truly say that we have gone through the crisis.