What should I do with some idle money on hand? Originally, many people favored real estate speculation. However, since the government has implemented strict regulations on the real estate market, it has significantly reduced the enthusiasm for real estate investment. Many people have begun to invest their money in other channels.
Sixty-year-old Nanjing resident Li Mingfu is one of these people. He entrusted his housekeeper, Liu Aijin, to help him "manage finances," hoping to earn more money back with principal and interest. What Li Mingfu didn't expect was that this greedy housekeeper actually put all the money into her own pocket, defrauding Li Mingfu of 800,000 yuan which she squandered entirely. After Li Mingfu reported the case, Liu Aijin was arrested by the Xuanwu police and approved for arrest yesterday.
This master is so confused
800,000 yuan!
He actually asked the housekeeper where to invest
On July 14th this year, an elderly man came to the Houzhaimen Police Station of the Xuanwu Public Security Bureau. The old man's name is Li Mingfu, over sixty years old, who reported that he was defrauded of 800,000 yuan by his housekeeper.
Li Mingfu has been doing business for many years and has accumulated some money. To take care of his daily life, last August, Li Mingfu hired a live-in housekeeper through an intermediary company.
The housekeeper's name is Liu Aijin, nearly fifty years old. After coming to Li Mingfu's house, she worked hard and conscientiously, quickly gaining the trust of Mr. and Mrs. Li Mingfu. When Li Mingfu had nothing to do, he often chatted idly with Liu Aijin. Liu Aijin, having lived in a big city, had seen a lot and could find many common topics with Li Mingfu.
In March this year, Li Mingfu chatted with Liu Aijin again, saying that he had saved some private funds and originally wanted to invest in real estate. But even if this money was enough for the down payment, the bank would not agree to give a loan to someone like him, an old man.
"Tell me, where should I invest?" Li Mingfu asked Liu Aijin. Liu Aijin became excited upon hearing this. She quickly asked Li Mingfu how much money he had, and Li Mingfu said 800,000 yuan. Liu Aijin's heart started racing; she thought the opportunity had come.
High-interest lending!
He actually gave the money to the housekeeper
Liu Aijin said that she had a friend named Wang Ronghua who lent money at high interest rates in Xiaguan. Wang Ronghua had been doing this for over ten years and could get about 3% monthly interest. Upon hearing this, Li Mingfu nodded happily. With a 3% monthly interest rate, 800,000 yuan could earn a net profit of 24,000 yuan per month - what kind of business could make this kind of money these days? Therefore, Li Mingfu asked Liu Aijin to contact Wang Ronghua as soon as possible and entrust his private funds to Wang Ronghua for high-interest lending.
Two days later, Liu Aijin brought a bank card, with the account holder being Wang Ronghua. Liu Aijin told Li Mingfu that he just needed to transfer the money to the card, and there was no need to worry about anything else. Thus, from mid-March this year until the end of April, Li Mingfu transferred nearly 700,000 yuan to that card in two installments, and another nearly 50,000 yuan in cash was handed over to Wang Ronghua by Liu Aijin. To make Li Mingfu believe, Liu Aijin specially took out the first month's interest and handed it over to Li Mingfu.
By the end of June, Liu Aijin said that her child was sick and urgently needed money, borrowing 50,000 yuan from Li Mingfu's wife, agreeing to return it on July 5th. However, by July 5th, Liu Aijin did not only fail to return the money but also disappeared. Li Mingfu waited anxiously for Liu Aijin to return but couldn’t see her. He hurriedly called Liu Aijin but couldn’t get through, realizing he had been deceived.
This housekeeper is unusual
Buying luxury goods and gambling
All spent within a month
Afterward, the police began looking for Liu Aijin's whereabouts. On July 24th, Liu Aijin reappeared near Li Mingfu's house and was captured by officers who had already known her location.
However, Liu Aijin's appearance greatly surprised the arresting officers because her attire did not resemble that of a housekeeper: she had a fashionable hairstyle, carried a famous luxury brand Louis Vuitton bag, wore a Chanel watch, and had heels as high as seven or eight centimeters – if walking on the street, people would generally consider her a trendy middle-aged female white-collar worker. After being caught, Liu Aijin denied defrauding Li Mingfu, insisting that she had given the money to Wang Ronghua for high-interest lending. However, when the police showed Liu Aijin her consumption records, she fell silent.
Facing the police's inquiries, Liu Aijin had to admit that all the money used to buy luxury goods belonged to Li Mingfu, and she had spent more than 100,000 yuan in total. After the crazy shopping spree, the remaining money was all lost in gambling.
The reason she reappeared near Li Mingfu's house was to find Li Mingfu again because she owed a large amount of gambling debt and wanted to defraud Li Mingfu once more. Her previous employment as a housekeeper at Li Mingfu's house was also to avoid debts because she had previously owed others a lot of money. Her husband and daughter, fearing being implicated, had already left her.
Five years ago, neighbors were
defrauded by her and lost everything
So, who exactly is this Wang Ronghua that Liu Aijin mentioned? Did she participate in the fraud?
Upon investigation, Wang Ronghua does exist and is Liu Aijin's former neighbor. Five years ago, Liu Aijin told Wang Ronghua that she wanted to start a business and needed to borrow some money, promising high profits in return. At the time, Wang Ronghua believed Liu Aijin's lies, not only taking out her 200,000 yuan savings but also transferring her house to Liu Aijin's son-in-law's name to secure a mortgage loan from the bank. Meanwhile, Liu Aijin secretly used Wang Ronghua's ID to open a bank card for future fraudulent activities. Eventually, she used this card to defraud Li Mingfu.
Now, the unfortunate Wang Ronghua, unable to repay the loan, had her house auctioned off, forcing her family to live in a makeshift shed by the roadside. Her 29-year-old son cannot get married because they don't have a house. It wasn't until the Xuanwu police found Wang Ronghua this time that she learned the truth. (The names in the article are pseudonyms)
Communicator Yang Weibin
Journalist Luo Shuangjiang