Financial management insurance | Which insurances can compensate after an earthquake | Dividend insurance 3lHC

However, financial management insurance, part of construction engineering insurance and installation engineering insurance include earthquake insurance. Earthquake extended insurance is also attached to business property insurance, but only those who purchase the earthquake extended insurance can receive compensation. In terms of personal insurance, the insurance liabilities of life insurance, personal accident insurance, personal accidental medical insurance, student group insurance, travel accident insurance, etc., all include responsibilities for damages caused by earthquakes as well as family property insurance. This means that if the insured client purchases a life insurance product and passes away in an earthquake, they will receive death benefits from the insurance company; injuries and hospitalization treatments will also be compensated according to the contract stipulations. Compared with personal insurance, most property insurance on the current domestic insurance market does not cover losses brought by earthquakes. Many domestic property insurance companies clearly state "all losses caused by earthquakes" in the exclusion clauses of "comprehensive property insurance" and "all-risk property insurance".