There are direct credit cards available for car owners, and as long as the car has a displacement of over 1.4 liters, it is easy to apply for a card.
Disadvantages: Few and poor gifts available for points redemption.
Bank of China:
Advantages:
1. No first-year annual fee, and brushing five times waives the next year's annual fee;
2. Free SMS service;
3. Cash withdrawal handling fee is only 1%;
4. Loss reporting handling fee is only 40 yuan.