A miserable life in Beijing with a monthly salary of 5000 yuan~~~~

I work as a regular programmer at a company in Beijing, and 5,000 yuan is my total salary and bonus after taxes and insurance deductions (or to put it more practically, this is what I actually take home; talking about the theoretical salary doesn't really make sense). My annual income is approximately 60,000 yuan. As a bachelor's degree holder who graduated from Northeastern University a few years ago, for a programmer with my level of work experience...