Zhan Linxuan, who had been hesitant to make any rash moves, finally sighed in relief. Mr. Zhan's family currently resides in a two-bedroom apartment of about 100 square meters. His aged parents moved from Wuxi, Jiangsu to live with them, and his son is about to start primary school and will need his own room. Therefore, changing their house has been a topic of discussion within the family for a long time. However, the "second home loan policy" issued in October last year put him in a dilemma. If he changed their house, according to the policy regulations, it was highly possible that he wouldn't be eligible for preferential loan interest rates, which would significantly increase the cost of changing their house. But if they didn't change, the two-bedroom apartment was indeed a bit crowded for this family of five.