Many car owners will sigh: "It's easy to buy auto insurance, but hard to claim." From the initial easy purchase of auto insurance to the final troublesome settlement of claims, car owners are often put through a lot of stress by the claims process. In fact, if you understand the claims process in detail and have a clear idea of what to expect, making an auto insurance claim isn't as difficult as imagined. Here, we'll take the example of making a claim for an accident that occurred out-of-area to discuss the claims process.