Investing in a fund through regular investment should be arranged according to the following five steps. (1) Determine the regular investment goal. When there will be a large amount of capital demand in the future, planning ahead with a regular and fixed-amount investment method will not only avoid causing financial burden but also allow small monthly investments to become a large sum in the future. For example, if I need 200,000 yuan in 10 years for arranging travel after retirement, then calculated at an annual investment return rate of 12%, a fixed amount of 869.43 yuan needs to be invested every month, and the 200,000 yuan after these 10 years will be the regular investment goal. If there are multiple financial management needs, financial experts can be consulted for planning.