Due to the existence of many advantages of fixed-investment funds, such as "average cost" and "automatic investment", investors generally consider it as a suitable financial management method for "lazy people". But fixed-investment is not a magic remedy for fund investment. In the specific investment process, investors need to pay attention to the following six aspects. First, fixed-investment fund products should be reviewed regularly. There are currently a large number of fund products, and different fund products have different risk-return characteristics. When choosing fixed-investment funds, investors should make choices in combination with the market environment and the fundamentals of the fund, instead of thinking that they have chosen high-quality fund products just because they have fixed-investment tools. Whether the investment style of the fund is outdated, whether there are changes in the fund manager, and how the securities market environment performs, etc., are all things that investors need to consider frequently.