Zone One: The returns from fund investment are small. The essence of fund investment products is to share in the fruits of China's economic growth, not to make quick profits in the short term. Since a fixed amount of shares is invested each month, purchases are made at the market price of each period, so the impact of short-term fund increases is averaged out. From a long-term perspective, China's economy has already entered a golden period of development, and choosing regular investment is the best way to share in the economic harvest. It also avoids the influence of factors such as stock market fluctuations that make it difficult to grasp the timing of stock selection.