Misconception one: small returns on fund regular investment. The essence of fund regular investment products is to share in the fruits of China's economic growth, not to make a quick profit in the short term. Because a fixed amount of shares are invested each month, purchases are made at the prices of each period, so the impact of short-term fund price increases is averaged out. From a long-term perspective, China's economy has already entered a golden period of development, and choosing regular investment is the best way to share in the fruits of the economy, while also avoiding the influence of factors such as stock market fluctuations that make it difficult to grasp the timing of stock selection.