The volatile market this year has forced many fund investors to readjust their short-term profit expectations and embrace the concept of medium- and long-term investment. Financial planners at the Personal Wealth Center of the Gansu Branch of the Industrial and Commercial Bank of China (ICBC) remind investors that medium- and long-term fund investment is not simply about holding a single fund without making any changes. It also requires skillful management and flexible responses based on market conditions.
Firstly, in a volatile market, it's advisable to adopt a strategy of phased replenishment. When the market enters a low-risk area, many fund investors may consider adding to their positions. The financial planner cautions against doing a one-time replenishment, as it could pose significant risks due to the market's recurring fluctuations. Instead, phased replenishment helps reduce risk and lower the average cost of purchasing funds.