For most fund investors, since the end of 2005, the funds they purchased have basically been performing well with profits. But by 2008, especially for those who entered the market at the end of last year, they are now forced to face the embarrassment of losses. They feel reluctant to sell at a loss, but if they don't, they fear being trapped in even greater losses. This contradictory mentality is influencing the mindset of most fund investors.