One day after the 2008 Spring Festival, Mr. Wang came to the Wealth Management Center of the Chongqing Branch of China Merchants Bank for consultation. After exchanging views, the wealth management consultant of China Merchants Bank learned that this customer had a strong ability to bear risks and planned to invest 1 million yuan of idle funds in funds. At the time, the stock market was in a consolidation period after a major adjustment, and some institutions predicted that there should be a good market trend in the short term.