For many people, "fixed investment in funds" may still be a fresh term, but everyone must be familiar with the bank deposit method of "regular savings and lump-sum withdrawal". In fact, fixed investment in funds is another form of regular savings and lump-sum withdrawal. It just changes saving money at banks into purchasing funds: A fixed amount of money is transferred from your bank account every month to buy funds, usually only requiring hundreds of yuan. Fixed investment in funds can not only simplify your long-term investment and reduce the time and effort you spend on financial planning, but also mitigate the fluctuation of long-term investment. Because of its convenience and simplicity, it is known as the financial management method for lazy people.