"If you don't manage your finances, your finances won't manage you." With the continuous enhancement of people's investment and financial management concepts, "fund regular investment" is beginning to be understood by more people. However, few investors know that fund redemption can also be done in a regular and fixed-amount manner, known as "fixed redemption of funds". As a new type of financial business, Nong Zhina, a wealth management manager at the Dongguan branch of Agricultural Bank, believes that fixed redemption of funds is suitable for financial planning such as mortgage payments, children's education funds, and parents' pension funds.