The nearly one-month adjustment of the stock market index has seen a sharp drop from 6000 points to around 5100. The fluctuating stock market not only tests most investors' ability to endure, but also makes fund investors anxious. Since October, the performance of funds has started to decline. In November, including QDII, funds continue to "shrink", and more and more fund investors are "trapped". Whether to redeem or continue holding is their greatest concern. Experts suggest that the decline in funds is a normal phenomenon. Fund investors should be calm about short-term fluctuations. To reduce risks, they can choose to invest regularly through fixed-period investment plans.