The bad news around you seems to be still abundant: stock decline, real estate value decline, economy struggling ahead, and decreasing job opportunities. In order to protect your assets, don't you want to put your money in a box with lock and throw away the key? Don't do that. Tom Jackson, a financial planner, said that panic about short-term economy may lead to terrible long-term consequences. What we need to do now is to take out part of our assets to hedge these risks, which is not a reckless decision. Let's see what kind of enlightenment the following 4 risks give us.