In recent years, the scale of personal wealth management business of commercial banks has been expanding continuously and wealth management products have been innovating continuously. However, at the same time, some commercial banks have not effectively strengthened the management of their wealth management business. A few commercial banks have not conducted wealth management business in accordance with relevant regulations and requirements. Problems such as an imperfect product design management mechanism, customer evaluation being a mere formality, inadequate risk disclosure, insufficient information disclosure, misleading sales by wealth management personnel, and an imperfect complaint handling mechanism have appeared. The other day, CBRC issued the "Notice on Further Standardizing Issues Regarding Personal Wealth Management Business of Commercial Banks" (hereinafter referred to as the "Notice"), which prescribed a "remedy" for further standardizing the order of the personal wealth management market of commercial banks and promoting the continuous and healthy development of personal wealth management business of commercial banks. Today, "Qianyan" will publish three typical cases in order to enlighten investors and help them see the various risks implied in investments.