Strategy Three: Locking in Fund Investments
After setting aside funds for emergencies and commercial insurance expenses, Miss Xiao has an annual surplus of about 40,000 yuan, with approximately 480,000 yuan in liquid assets. Since Miss Xiao is still young and can afford to take on more risks, she could use a larger portion of her assets for risky investments. However, due to future pressures of buying a house and getting married, as well as her lack of knowledge in investment, Miss Xiao should avoid high-risk stock investments and instead entrust the matter of investment to more professional fund managers.
Firstly, in order to accumulate more funds, she can choose "fund regular investment" for enforced savings. A monthly fixed investment of 3,000 yuan can be made into index funds that track the CSI 300 Index. For example, Jiasih CSI 300 or Boshi Yufu.