Three Steps to Smart Financial Management

by rkcms on 2008-03-27 14:38:20

Saving? Most readers will question that the first step is too ordinary. Yes, the first step to wealth is saving. Saving does not necessarily make you a millionaire, but without saving, you absolutely cannot become wealthy. For most young people, utility bills, rent, social gatherings, movies, buying new clothes... before you know it, there seems to be no money left for saving. So, how can one manage to save money?