Xiao Qi, who just turned 30 this year, is a senior white-collar worker at a company in Chengdu. Due to being busy with his career, he has not yet found the right partner. Xiao Qi currently earns 5,000 yuan per month (after tax), and temporarily lives with his parents. He does not own real estate but has a private car worth 100,000 yuan and 300,000 yuan in cash assets. He knows nothing about investment and financial management, has made no asset investments, and only has social security with no other commercial insurance. His monthly living expenses are 3,000 yuan. Although his current salary can ensure a relatively comfortable life, Xiao Qi still wants to lay a foundation for his future life through financial management.