As the two persons often drive out for a tour by themselves, there are relatively great risks. It's suggested that they buy life accidental injury comprehensive insurance. They should also be equipped with Travel Accident Insurance to cope with the danger brought by group tours. A certain amount of endowment insurance can be purchased, which not only has a security function, but also can gain periodic returns. As their parents are old, social security supplementary insurance (the 1st and the 3rd) etc. can be bought for them. These kinds of insurance have small expenditure but a certain insurance function.