New forms of personal finance management emerge again, and online account books are well received by young white collars
On the personal finance websites, private online account books are set up to record monthly income and expenditure to show the balance of income and expenditure. This emerging method of personal finance management is constantly being embraced by young white collars.
The reporter tried to log on to Caike Online Accounting website (www.coko365.com), where "Happy Personal Finance" was displayed prominently on the homepage. The online accounting and financial management system provided by Caike Online Accounting can easily manage personal and family daily income and expenditure and debts, clearly showing the source and destination of every penny. It also provides powerful budgeting and financial analysis reports to help users always keep track of their own or their family's financial status.
Among these services, Caike Online Accounting has launched a unique multi-user application function. The general use of multi-user applications is: each member can set up multiple sub-accounts, and can easily manage and check the finances of each sub-account, while sub-accounts cannot view the financial situation of the main account. This is very suitable for wives who want to set up sub-accounts for their husbands in order to prevent them from saving secret money, allowing wives to easily understand where every penny of their husband goes; or parents who want to set up sub-accounts for their children to fully understand their spending habits; or company bosses who want to set up sub-accounts for employees to timely grasp all expenditures of each employee and the company.
Caike Online is an online accounting and financial management system that is very suitable for individual, family, merchants, and small enterprise target members. Caike Online has features such as powerful functions, simplicity, convenience, and practicality.
The matter of personal finance management can be significant, as it could involve managing finances for a country, but it can also be minor, like simply managing household finances. The key lies in national peace and prosperity as well as marital harmony. What appears to be simple bookkeeping actually reflects a concept of personal finance management. The reporter also discovered on Caike Online Accounting that these online account books can customize their own account categories, income and expenditure classifications, currency types, family members, and financial transactions, etc. The system even includes budgeting functions usually only found in professional financial software, allowing users to create monthly or weekly budgets for themselves or their families, and compare them with actual expenses at any time. The system will also promptly remind users when they are about to overspend.
After searching, it was found that nearly 30,000 members of the website have account books, each highly personalized. It is understood that most members of these professional online account book financial management websites are young people, especially women. Most of them believe that setting up a small account book online is more fashionable and convenient than handwriting, and the internet also comes with some statistical analysis functions. Moreover, account books can be shared within circles of friends and colleagues, which is an interactive way of financial life that can positively guide consumption.
Industry insiders believe that with the continuous improvement of living standards, people have new forms of personal finance management. In the coming years, online account books will inevitably be loved by people in this trend.