People have to spend a lot of money in their whole life, and all kinds of bills will ask you for money. The purpose of our report is not to give you unnecessary pressure, but to pass on the following two messages: First, a family's lifelong expenditure is not small at all. Relying completely on the natural growth of income cannot deal with this problem calmly. It is necessary to invest and manage finances appropriately. Second, as long as you master the skills of investment and financial management, it is quite possible to live a well-off life, and there is no need to worry too much.